Showing all posts tagged "Cb Wealth"
Create a "Frugal Filter" to Make Better Buying Decisions
Saving money on the little, every day stuff can be difficult. While some tackle this problem by budgeting for everything, an alternative option is to have a mental "frugal filter" that you run all purchases through.P
As finance blog Wise Bread suggests, this tactic can allow you to know fairly quickly whether or not you should spend money on a particular item. Does it pass your criteria? If so, go for it! If not, hold off for a while. Wise Bread shares their own criteria, but you can adjust as necessary for your own needs:P
For me, the Frugal Filter process sounds something like this:
P
- Do I really need it?P
- Do I already have something that might suffice?P
- If I really do need it, is there a way to get it cheaply (thrift store, yard sale) or even for free (Freecycle, borrowing from a friend)?P
- If it's not available the cheap/free way, how else can I bring the price down? P
If you're not the kind to budget for every purchase you make (and, realistically, even with a zero sum budget , it's hard to account for everything), the frugal filter is an excellent backup measure.P
Want to Cut Costs? Get Yourself a Frugal Filter (or Two) | Wise BreadP
Photo by Oxfordian .P
Posted on December 6th, 2013
5 Awesome Life Hacks for Home Appliances
Appliances are built for convenience and simplicity, but you're not using them to their full potential.
You’re a full-grown person, an adult. You can eat ice cream for breakfast if you darn well please. You can also choose to run up your utility bill like a deranged nobleman, engaging the Heavy Duty Steam Refresh Sanitize Cycle for a pair of lambskin riding gloves.
But chances are you'd rather save on said energy bill. Chances are you'd rather not worry about your home appliances. Chances are you'd find the following life hacks helpful and practical.
Dryer
You can also make equal-sized balls from wool yarn or a bunch of rubber bands. The blog One Good Thing explains how the yarn functions as a fabric softener. The process of making these yarn balls is a bit more time-consuming than simply tossing a few tennis balls into the dryer, but it seems to be the safer and more versatile option.
Washing Machine
Make your own detergent! It's a topic we’ve covered at length . We even tested four popular DIY detergent recipes against a name-brand detergent. While they were all inferior to the stuff you can get at the supermarket, the money you’ll save—not to mention, the ego boost it’ll give you—makes DIY detergents a decent life hack.
Dishwasher
A dishwasher needn’t be a dish- only -washer. You can use any domestic dishwasher to clean everything from baseball caps and vacuum hoses to cabinet handles and fan grilles. Oh, and you can use it for cooking too! On many dishwashers, the dry cycle gets hot enough to cook potatoes, lasagna, and even salmon. While we’ve never tried this, there seems to be an entire subculture of dishwasher chefs on the internet. They’re worth checking out .
Refrigerator
Spills happen. Why not preempt them by covering your fridge shelves with a layer of cellophane? Then, when a spill happens, you can just remove the sticky cling wrap, thereby preserving the medical-grade shine of your fridge's interior.
But what about those items at the back of the fridge? They're oh-so hard to reach! No problem. Just fit a small plastic turntable or lazy susan to the top shelf, and voila! That carton of expired, curdled milk is suddenly within reach.
Stoves get crusted with nasty, burnt-on food over time, and the longer you leave it there, the harder it is to remove. The good news is that you can effectively clean your stovetop—without chemicals—by dousing it in a layer of boiling water. Apartment Therapy recommends letting the hot water sit for about five minutes, then using some steel wool to extract those really tough stains. Brilliant!
Life hacks are a dime a dozen, and these are just a few of the best appliance hacks we’ve come across. For further reading, we recommend checking out this list of awesome food and cooking hacks, as well as this list of more general life hacks.
[Hero image: Wikipedia Commons, "Peter Crossman of the Mary Rose Trust"]
Posted on November 10th, 2013